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Ohio Work-
Related Car
Accident Lawyers
Hurt in a vehicle crash on the job in Ohio? You may have a Workers' Comp claim and a separate case against the driver who hit you.
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Is a Car Accident While Working Covered
by Ohio Workers' Comp?
If you were driving or traveling for your job when the crash happened, Ohio Workers' Comp will cover you. They cover work-related vehicle accidents no matter who was at fault.
What matters is that you were working, not commuting. Driving a delivery route, running a work errand, traveling between jobsites, or having no fixed workplace all count, and so does being struck by a vehicle while you work. Your normal drive to and from a fixed job usually does not count, though there are exceptions.
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Because you do not have to prove anyone was careless, your medical care and part of your lost wages are covered from the start, just like any other Ohio Workers' Compensation claim.
Common Work Vehicle Accidents
Work vehicle accidents include delivery and truck-driver crashes, sales and trades driving, rideshare and on-errand crashes, and workers struck by a vehicle on the job.
Delivery and box-truck crashes
Route and last-mile drivers spend all day on the road and in and out of the vehicle, which puts them at high risk of a crash.
Semi and CDL
truck-driver crashes
Long hours and heavy loads make truck-driver crashes some of the most serious, and these workers are almost always covered by
Workers' Comp.
Sales, service, and trades driving
If you drive between jobsites, to a customer, or on a work errand, a crash along the way is part of your job and can be covered.
Rideshare and
on-the-clock driving
Drivers hurt while actively working a shift may have a Workers' Comp claim, on top of any coverage through the company they drive for.
Struck by a vehicle at work
Warehouse, lot, road-crew, and tow or roadside workers are often hit by cars, forklifts, or trucks while on foot. Those injuries are covered too.
Passenger and multi-vehicle
work crashes
You are covered whether you were driving or riding for work, and even when several vehicles were involved.
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What Causes Work
Vehicle Accidents
Most work vehicle accidents come from another driver's negligence, but driver fatigue and long hours, bad weather and road conditions, and defective vehicles or equipment also play a role.
When someone other than your employer is at fault
Most work crashes are caused by another driver who was distracted, speeding, or impaired. When that happens, you may have a claim against that driver on top of your Workers' Comp, which we explain below.
What to Do After a Work
Vehicle Accident in Ohio
Call 911 and get medical care, get the police crash report and the other driver's insurance, report it to your employer, and file a BWC claim. You generally have one year from the crash to file.
Call 911 And Get Medical Care
Get help at the scene and see a doctor right away, even if you
feel okay.
Get The Crash Report And The Other Driver's Insurance
Save the police report number and the other driver's name and insurance details.
Report It To Your Employer
Tell your employer as soon as you can, in writing if possible.
File Your BWC Claim
File a First Report of Injury (FROI) with the Ohio BWC to open your claim.
Know Your
Deadline
You generally have one year from the crash date to file.
Workers' Comp Benefits
You Can Recover
A work vehicle accident claim can pay for your medical treatment, replace part of your lost wages, compensate you for permanent impairment, and fund vocational rehabilitation.
Medical treatment
Workers' Comp covers your care, including emergency treatment, surgery, and rehabilitation, with no out-of-pocket cost for an allowed condition.
Lost wages (TTD)
If your injuries keep you off work, temporary total disability benefits replace part of your lost wages while
you recover.
Permanent partial disability
If the crash leaves lasting damage, PPD benefits recognize that impairment.
Vocational rehab
If you cannot return to the same job, vocational rehabilitation can help
you retrain and find work within
your restrictions.
What is your work accident claim worth?
There is no set price. Value depends on how serious your injuries are, how much work you miss, whether you have lasting impairment, and whether a claim against the at-fault driver adds pain and suffering that Workers' Comp does not pay. We cannot promise a number, but we can explain how value is decided and fight for every source you qualify for.
Beyond Workers' Comp: A Claim Against the
At-Fault Driver
A work crash can pay more than a basic Workers' Comp claim. Because another driver caused it, you may have a separate third-party claim for the full lost wages and pain and suffering that Workers' Comp does not pay.
Your Workers' Comp Claim
No-fault, against the Ohio BWC
This is a no-fault claim against the Ohio BWC.
It covers your medical care and part of your lost wages even if the crash was partly your fault, but it does not pay for pain and suffering.
A Third-Party Claim
Against the at-fault driver
This is a claim against the driver who hit you and their insurance.
It can cover the full lost wages and the pain and suffering Workers' Comp leaves out.
If that driver had no insurance or too little, your own uninsured or underinsured motorist coverage may apply.
The two claims are connected: when you recover from the at-fault driver, the Ohio BWC can be paid back part of what it spent on your claim, and we negotiate that down so you keep more. A personal injury claim against the other driver runs alongside your Workers' Comp, not in place of it.
How Our Ohio Workers' Comp Attorneys Help
Our family handles every stage of a work crash claim, from filing your First Report of Injury to pursuing the at-fault driver and negotiating the Workers' Comp lien. You focus on healing, and we handle the fight.
Filing Your BWC Claim
We file your First Report of Injury (FROI) and make sure your allowed conditions reflect the full injury from the start.
When a claim is denied, we fight it through every
level, from DHO and SHO hearings to the
Industrial Commission.
Pursuing TTD Benefits
Wage replacement while you cannot work, filed on the C-84. We make sure your wage rate is calculated correctly.
VSSR Additional Awards
If your employer's violation of a specific safety requirement helped cause your crash, a VSSR can add an extra 15% to 50% on top of your benefits. See how VSSR claims work.
Compensation for lasting impairment, filed on the C-92 and based on your impairment rating.
Pursuing the At-Fault Driver
We handle the third-party claim against the driver who hit you alongside your Workers' Comp, and negotiate the BWC lien.
New to the system? Read our guide on getting paid after a work injury.
Related Workplace Injuries We Handle
Knisley Law represents Ohio workers across every kind of workplace injury, anywhere a BWC claim is on the line.
Frequently Asked Questions
About Work Vehicle Accidents
